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A higher Education Loan scheme specially designed for the benefit of students interested in studying for higher examinations including Post Graduate, Academic and Professional Studies and Skill Trade Categories.

To whom

Those who wish to follow Post Graduate Studies and Professional Studies in locally or internationally and also Certificate and Diploma Courses pertaining to following skilled trade categories.

  • Technical
  • Construction Trades and Equipment Operation
  • Carpentry
  • Electrical Work
  • Plumbing, Welding Technology
  • HVAC (Heating, Ventilation and Air Conditioning)
  • Trade Personal
  • Hotel Management
  • Quantity Survey
  • Any other recognized courses

Duration of the Course

Minimum 03 Months

Loan Amount

Maximum up to Rs. 7.5Mn


Amount less than Rs. 0.5Mn – Two acceptable guarantors, irrevocable salary assignment

Amount Rs. 0.5Mn  –  Acceptable Security (Property Mortgage/Cash Deposit Underline/Pledge of Gold/life policy with a surrender value to cover etc.)to the bank considering the risk element.


Up to maximum of 7 years

Interest Rate

Click here to view rate sheet