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Interest Rates

 

Facility Interest Rate Rate with Penal
Interest Rate
Loans & Advances
Project Loans 13.5% – 14.5% 15.5% – 16.5%
Permanent Working Capital Loans 13.5% – 14.5% 15.5% – 16.5%
Micro Loans 14.0% – 16.0% 16.0% – 18.0%
“Shasthree” Higher Education Loan Scheme 13.5% 15.5%
Special Loan Schemes
– New Comprehensive Rural Credit Scheme “NCRCS” 7.0% 9.0%
– Prosperity Credit Scheme “Saubagya” 8.0% 10.0%
– Commercial Scale Dairy Development Loan Scheme (CSDDLS) 6.0% 8.0%
– “Ran Aswenna” Loan Scheme 6.75% 15.5%
– “Govi Navoda” Loan Scheme 3.38% 15.5%
– “Jaya Isura” Loan Scheme 6.75%-10.12% 15.5%
– “Rivi Bala Savi” Loan Scheme 6.0% 14.0%
“Laksaviya” Leasing 13.5% – 16.0%
“Laksahana” Pawning 15%
Deposit Products
“Lakmuthu” Minor Savings Account 6.0%
“Deshabimani” Normal  Savings Account 4.0%
“Sandaliya” Women’s Savings Account 4.0%
“Suruviru” Fixed Deposits – 3 Months 10.00%
“Suruviru” Fixed Deposits – 6 Months 10.25%
“Suruviru” Fixed Deposits – 12 Months 11.00%
“Suruviru” Fixed Deposits – 12 Months (Interest payable monthly) 10.50%
“Laksetha” Senior Citizen Account – 12 Months 11.50%
“Laksetha” Senior Citizen Account – 12 Months (Interest payable monthly) 10.75%
“Laksetha” Senior Citizen Savings Account 4.5%
“Laksetha 60 Plus” Senior Citizen Fixed Deposits 15.00%
“Laksetha 60 Plus” Senior Citizen (Interest Payable Monthly) 14.06%