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A special low interest loan scheme introduced to enable small farmers to maintain low cost of production, and thereby a market with better price for their production. Facility is to cultivate paddy and subsidiary food crops as approved by Central Bank of Sri Lanka and pre cultivation activities (production of seed and planting materials) and post cultivation activities (purchase and storage of paddy and other agricultural products).
Scales of finance vary with depending on the type of the crop and the land area.
Nature of the security will be decided by the bank considering the risk element of the business.